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What Is Identity Theft? Everything You Need to Know

What Is Identity Theft? Everything You Need to Know

You may know it, but your identity may be getting stolen at this very moment. In 2019, more than $16.9 billion fell into the hands of identity frauds.

It isn't easy to know whether you've experienced identity theft. With some knowledge, though, you can identify when you're at risk and start preventing identity theft.

Read on to learn more about identity theft, its types, and signs. The more you know about identity theft, the more you can protect yourself against it.

What Is Identity Theft?

Identity theft is the crime of using someone else's identity. People use it as a way to get other's personal or financial information.

The thief uses your information to apply to a myriad of things like taxes or medical services. This can damage your credit status, which can cost you money and time to restore your good name.

Identity theft can ruin your life. That's why it's essential to know the types of identity theft out there. There is no limit to the methods of identity thieves, but here are a few of the most common types of identity theft:


This theft type finds someone using your identity and info. They use this to increase their monetary wealth by skimming from your accounts. They then use it to their discretion to buy whatever they want.

This type of identity theft can include payment fraud and credit card fraud. The identity thieves can make new account openings and account takeovers.


In this type of identity theft, someone can obtain your health insurance. The identity thieves can then use it for medical care and get prescription drugs under your name.


This type of theft is a fraud that combines real and fake info to create a different persona. The information is usually for opening fake accounts which thieves then use to make purchases.

Synthetic theft lets the criminal steal funds from most credit companies around the world. They can also get from lenders who manipulate and extend your credit. They often base what they lend you on the fake credit score.


In child identity theft, the victim is usually children with ages 18 below. This type of identity theft can go undetected for many years until the child is of age to start getting credit of their own.


Tax identity theft happens when someone uses your info to file a tax return. The identity thief can then steal your tax refunds in your name. They can also get your SSN to fill out W2's or file for most government benefits.


Criminal identity thieves pose as another person during an arrest. This makes it easy for the criminal to avoid summons and prevent the discovery of a warrant that's issued in their real name. It can also remove that person of a conviction record and avoid a valid arrest.

Social Security

Identity theft can happen to almost everyone, from children to seniors.

Here are some crucial identity theft facts you might want to consider. Children are more prone to identity theft since parents love to overshare online. There are about 1.3 million children every year who are victims of identity theft.

Millennials are also vulnerable since most love to share through social media. Working adults, aging 20 to 59 years old, have nearly 75% of identity theft victims. Note that fraudsters can use your SSS to receive most types of benefits like medical and financial.

How Identity Theft Happens

Identity theft is an extensive term that applies any time when someone steals personal information. Due to the nature of the people on the Internet, you're always at risk of losing your personal information. The best way to have identity theft protection is by knowing how they happen.

The most common way of losing your identity is by data braches. This is when hackers log in to your computers and copying every detail of your business. Hackers then use the opportunity to use the stolen data to use or make new identities.

Another way is when you browse the Internet and open unsecured websites. The moment you open that website, hackers can look at all the info on your computer and copy the data.

Malware is another sign that identity theft can happen. Fraudsters can use malware to steal your data or spy on your activity without you ever knowing. You can get malware from other computers, USBs, illegal downloads, and many more.

Connecting to public WiFi is a no-no if you want to keep your information safe. Hackers can use the public WiFi to hack into your computer and intercept any activity you do.

Another common way to steal your identity is by thieves using skimming devices. If you swipe your debit or credit card at a compromised machine, you are at risk of getting your card number stolen.

Preventing Identity Theft

Identity theft can happen anywhere and to anyone. What's great is that there are many ways you can reduce that risk and start preventing identity theft. Start by reading your credit card and bank statements now and then.

Be sure never to share personal information like your card numbers and birthdate. Never share them because someone asks, even if the person is close to you. Make sure you pay attention to your billing cycles and know your payment due dates.

Always review your credit card and bank account statements. It's good to compare receipts with your account statements. This is an excellent way to watch for unauthorized transactions.

If you're looking for the best method to protect your data in your devices, why not try out Social Protect. Our service is sure to prevent online fraudsters from accessing your information. Social Protect can give you three alerts: social, ID, and bank.

Became a victim of identity theft? Don't wait around. Hire an identity theft lawyer immediately to recover what you lost and hopefully stop whoever is using your information.

Identity Theft Protection

Identify theft is a terrifying method that can leave you with different kinds of losses. It can damage your credit and adds to your emotional distress. The damages can take you from less than a day to several years to fix the issue.

So, start protecting your data now and try out Social Protect. It's best you start now and stop identity theft before it happens. Feel free to contact us for help and inquiries.